£21,000 After Tax UK: £18,640 Take-Home Pay 2026/27
A £21k salary leaves you £18,639.60 a year after tax and National Insurance: £1,553.30 a month, £358.45 a week or £9.56 an hour.
Change the tax code, pension or student loan to match your payslip, or start from any salary in the take-home pay calculator.
Take-home pay
£18,639.60a year
£1,553.30a month
Enter your salary to see your take-home pay.
- Effective rate
- 11.2%
- Marginal rate
- 28%
Based on HMRC rates for the 2026/27 tax year.
£21,000 salary breakdown
| Item | Year | Month | Week | Day | Hour |
|---|---|---|---|---|---|
| Gross pay | £21,000.00 | £1,750.00 | £403.85 | £80.77 | £10.77 |
| Income tax | £1,686.00 | £140.50 | £32.42 | £6.48 | £0.86 |
| National Insurance | £674.40 | £56.20 | £12.97 | £2.59 | £0.35 |
| Student loan | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 |
| Postgraduate loan | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 |
| Pension | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 |
| Take-home pay | £18,639.60 | £1,553.30 | £358.45 | £71.69 | £9.56 |
Income tax by band
| Band | Rate | Income | Tax |
|---|---|---|---|
| Personal Allowance | 0% | £12,570.00 | £0.00 |
| Basic rate | 20% | £8,430.00 | £1,686.00 |
| Income tax a year | £1,686.00 | ||
Cost to your employer
- Employer National Insurance
- £2,400.00
- Total cost to employer
- £23,400.00
Yearly figures
Tax and National Insurance on £21,000
Under the 2026/27 income tax bands, the first £12,570 is tax-free and the remaining £8,430 is taxed at 20%, so you pay £1,686.00 income tax a year.
National Insurance comes to £674.40 a year: 8% of the £8,430 you earn above £12,570.
Your hourly pay on a 37.5-hour week is £10.77 before tax and £9.56 after it.
£21,000 after tax in Scotland
Take-home pay in Scotland on £21,000 is £18,679.27 a year, or £1,556.61 a month. The Scottish tax bands take £1,646.33 in income tax, £39.67 less than in England, Wales and Northern Ireland, and National Insurance stays at £674.40.
| Where you live | Income tax | National Insurance | Take-home a year | Take-home a month |
|---|---|---|---|---|
| England, Wales and Northern Ireland | £1,686.00 | £674.40 | £18,639.60 | £1,553.30 |
| Scotland | £1,646.33 | £674.40 | £18,679.27 | £1,556.61 |
Take-home pay on salaries near £21,000
| Salary | Take-home a year | Take-home a month |
|---|---|---|
| £18,000 after tax | £16,479.60 | £1,373.30 |
| £20,000 after tax | £17,919.60 | £1,493.30 |
| £22,000 after tax | £19,359.60 | £1,613.30 |
| £23,000 after tax | £20,079.60 | £1,673.30 |
| £24,000 after tax | £20,799.60 | £1,733.30 |
| £25,000 after tax | £21,519.60 | £1,793.30 |
Questions about £21,000 after tax
How much is £21,000 a year after tax per month?
£21,000 a year is £1,553.30 a month after tax and National Insurance, on the 1257L tax code with no pension or student loan.
How much tax and National Insurance do I pay on £21,000?
On £21,000 you pay £1,686.00 income tax and £674.40 National Insurance a year, £2,360.40 in total. Each month that is £140.50 income tax and £56.20 National Insurance.
What is £21,000 a year per hour?
£21,000 a year is £10.77 an hour before tax on a 37.5-hour week, and £9.56 an hour after tax.
How much is £21,000 a year per week after tax?
£21,000 a year is £358.45 a week after tax, from £403.85 a week before tax.